Alberta · Family Property Act · working estimate

Property division worksheet

Every value on this page is editable. Move a slider to change who keeps what — the beam tips and the settlement figures follow.

↔ A is whoever is filling this in. Every slider moves value from A to B.

How the split is measured

Method

%

Alberta presumes an equal split of property acquired during the marriage.

%

Courts commonly apply 20–30% when trading pre-tax dollars against cash.

post-tax

The house

$
$
Cost of selling
%
$
%
%
$
pre-tax

Registered savings & pension

These move between spouses as a tax-free rollover — CRA form T2220 for RRSPs, a division order for the LAPP pension. Nobody pays tax today.

Estimate a LAPP-style commuted value

A rough stand-in built on the Alberta LAPP integrated formula. Any member can request the official Total Entitlement Estimate from their Your Pension Profile account, and the plan must copy the other partner on it — use that number instead as soon as you have it.

$
yr
yr
yr
$
%
%
yr
%
post-tax

Cash, TFSAs & investments

Already-taxed money. A dollar here is worth a full dollar, which is why it should not be traded one-for-one against an RRSP.

post-tax

Schedule of chattels

Resale value, not what you paid. Mark anything owned before the relationship, inherited, or gifted to one of you as exempt — it stays out of the pool.

ItemResale valueWho keeps it
post-tax

Other debts

Anything other than the mortgage, which is already netted against the house. The slider sets how much of each debt Partner B takes on.

cash flow

Income, support & the buyout

None of this is property, so it stays out of the equalization above. It is the separate question: what actually leaves your account every month, and what it would cost to stop it leaving.

$/yr

$/yr

Count everything: employment, self-employment, disability and benefit income.

Child support

yr
$/mo
$/mo

Spousal support

$/mo

The Spousal Support Advisory Guidelines give a range, not a number. A lawyer running DivorceMate produces the real one.

yr

A transition period is often 5–10 years. Long marriages, or a partner who cannot return to work, push it toward retirement age and sometimes past it.

Buy it out, or pay it monthly

all monthlyclean break
How the lump sum is valued
%
%
$

Expect the two sides to anchor far apart: the recipient values the stream at what it is worth to them, the payer at what it costs after the deduction. Settlements usually land between the two.

Their month

Their month

cash flow

Legal & process costs

Not property either. Support and income are handled in the panel above; this is what the process itself costs you.

Your legal and process costs
$

Rough planning brackets only. Replace with your lawyer's retainer estimate.

This is a planning tool, not legal advice. It models the arithmetic of an equalization under Alberta's Family Property Act using figures you supply. It does not account for exemptions you may be able to claim, the tax character of individual accounts, or how a judge would exercise discretion. It now estimates child and spousal support and the cost of buying that support out, but estimating an amount is not the same as establishing an entitlement — the child support figure is a fitted curve, not the federal table, and the spousal range came from a chatbot, not a lawyer running DivorceMate. Get the official pension statement, a current mortgage payout statement, and a lawyer's review before you sign anything.

The starting figures are a neutral worked example, not anyone’s real position — type over them. Everything is stored in this browser only; nothing is sent anywhere.